Due to an upgrade to the HMDA Platform that was performed on December 2, 2025, links to APOR related files have changed as previously announced. We have granted an extension before the old …

Jan 25, 2025 · The HMDA was enacted by Congress in 1975 to address concerns over discriminatory lending practices and ensure lenders serve the needs of their communities.

Apr 1, 2025 · The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages. These data help show …

Sep 9, 2024 · Compliance resources and guidance to help industry understand, implement, and comply with the Home Mortgage Disclosure Act (HMDA) / Regulation C.

1 12 USC 2801–2810. The HMDA Interagency Examination Procedures cover HMDA data collected in or after 2018, that is, for loans and applications for which final action was taken in or after 2018.

The Home Mortgage Disclosure Act (or HMDA, pronounced HUM-duh) is a United States federal law that requires certain financial institutions to provide mortgage data to the public. Congress enacted …

This fact sheet provides an overview of the Home Mortgage Disclosure Act (HMDA) – as outlined by Regulation C – which requires financial institutions to maintain, report, and publicly disclose loan …

Jan 8, 2026 · 2026 HMDA Exemption Threshold On January 7, 2026, the CFPB issued a final rule that adjusted the HMDA exemption threshold from $58 million to $59 million. The adjustment is based on …

Dec 8, 2025 · Review the compliance information on the requirements for the Home Mortgage Disclosure Act, or HMDA.

The HMDA data and reports are the most comprehensive publicly available information on mortgage market activity. The data and reports can be used along with the Census demographic information …