Due to an upgrade to the HMDA Platform that was performed on December 2, 2025, links to APOR related files have changed as previously announced. We have granted an extension before the old …

Jan 25, 2025 · The HMDA was enacted by Congress in 1975 to address concerns over discriminatory lending practices and ensure lenders serve the needs of their communities.

Sep 9, 2024 · Compliance resources and guidance to help industry understand, implement, and comply with the Home Mortgage Disclosure Act (HMDA) / Regulation C.

1 12 USC 2801–2810. The HMDA Interagency Examination Procedures cover HMDA data collected in or after 2018, that is, for loans and applications for which final action was taken in or after 2018.

Apr 1, 2025 · HMDA was originally enacted by Congress in 1975 and is implemented by Regulation C, 12 CFR part 1003. The FFIEC has played a central role in implementing HMDA since 1980 and it …

Feb 13, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law that requires lenders to share information about home loans. Mortgage lenders must gather, maintain and share specific …

Jan 8, 2026 · 2026 HMDA Exemption Threshold On January 7, 2026, the CFPB issued a final rule that adjusted the HMDA exemption threshold from $58 million to $59 million. The adjustment is based on …

Dec 8, 2025 · Review the compliance information on the requirements for the Home Mortgage Disclosure Act, or HMDA.

This fact sheet provides an overview of the Home Mortgage Disclosure Act (HMDA) – as outlined by Regulation C – which requires financial institutions to maintain, report, and publicly disclose loan …

Jul 1, 2025 · The Home Mortgage Disclosure Act (HMDA) is a federal law passed in 1975 that requires mortgage lenders to collect and report loan-level data points about their portfolios and practices.

Jan 7, 2026 · The Bureau is amending Regulation C, which implements the Home Mortgage Disclosure Act of 1975 (HMDA) asset thresholds, to establish the asset-sized exemption threshold for …

Jan 1, 2024 · A Guide to HMDA Reporting: Getting It Right! will assist you in complying with the Home Mortgage Disclosure Act (HMDA) as implemented by the Consumer Financial Protection Bureau’s …

Aug 18, 2025 · Explore the Home Mortgage Disclosure Act (HMDA), its purpose, reporting requirements and impact on mortgage transparency and borrower protection.

Mar 24, 2022 · About HMDA The Home Mortgage Disclosure Act (HMDA) requires many financial institutions to maintain, report, and publicly disclose loan-level information about mortgages.

CFPB Issues HMDA Filing Reminders and Tips As the 2026 Home Mortgage Disclosure Act (HMDA) filing season is in full swing for 2025 data, here are some reminders and tips for preparing and …

The HMDA data and reports are the most comprehensive publicly available information on mortgage market activity. The data and reports can be used along with the Census demographic information …

Because HMDA data serve numerous important purposes, validating the accuracy of HMDA data is a key element of the Federal supervisory agencies’ examination activities.

CFPB raises HMDA exemption threshold for 2026, updating asset limits for reporting and escrow requirements based on CPI adjustments.

The Home Mortgage Disclosure Act (HMDA) was enacted by Congress in 1975 and was implemented by the Federal Reserve Board's Regulation C. On July 21, 2011, the rule-writing authority of …

Nov 10, 2021 · The questions and answers below pertain to compliance with the Home Mortgage Disclosure Act (HMDA). This is a Compliance Aid issued by the Consumer Financial Protection Bureau.

Act (HMDA) requires financial institutions to maintain, report, and publicly disclose loan-level mortgage information to ensure transparency and help identify discriminatory lending practices.

HMDA - Home Mortgage Disclosure Act

Modified Loan/Application Register (LAR) A downloadable modified LAR file is available for every financial institution that has completed a HMDA data submission in the selected year. The modified …

Filter, analyze, and download HMDA datasets and visualize HMDA data through charts, graphs, and maps

Explore resources for filing, data publication, and documentation under the Home Mortgage Disclosure Act.

2 days ago · HYDERABAD: In a move to address worsening traffic congestion in Hyderabad’s fast-growing western corridor, the HMDA is set to roll out a Comprehensive Road Infrastructure …