Top CDs today offer up to 4.27% APY, making now a smart time to lock in a solid return before rates move lower.

(APY) between . Available terms range from three months to 10 years, and there’s no minimum deposit required to open an ...

Read on to learn about the best banks for CD rates in 2026.

A CD that changes its payout based on the results of a college basketball team sounds fun, but is it a good choice? Here's ...

Certificate of deposit (CD) rates have climbed significantly, with many financial institutions now offering annual percentage yields (APYs) above 4%. This represents a notable opportunity for savers ...

Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...

The interest rate environment is changing once again. After the Federal Reserve kept its federal funds rate on pause for all of 2025, the central bank is poised to issue its first rate cut of the year ...

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Staff Personal Finance Editor, Buy Side Valerie Morris is a staff editor at Buy Side and a personal ...

The Federal Reserve's benchmark rate has fallen by a collective 0.75% this year, thanks to the Fed issuing three 25-basis-point cuts in recent months. In all, the Fed rate has dropped 1.75% since ...

Savers can still find CDs with maturities from six months to five years offering 4.00% APY or higher Written By Written by Staff Senior Editor, Buy Side Miranda Marquit is a staff senior personal ...