Top CDs today offer up to 4.27% APY -- consider locking in a strong return now before rates drift lower as we get further into the new year.

Why we chose this company: If you’re looking for a short-term CD, Live Oak is a good option. The bank offers a 4% APY on its ...

A 6-month CD at United Fidelity Bank earns 4.20% with a minimum balance requirement of $1,000. The bank also has other ...

If you’re looking to grow your savings securely in 2025, Golden Bank’s Certificates of Deposit (CDs) offer competitive rates and flexible terms to help you achieve your financial goals. With various ...

Average rates for certificates of deposit this month range from a ho-hum 0.23% for the shortest, 1-month terms, up to 1.76% for 1-year accounts, according to the latest government data. But for ...

CD rates remain relatively high — with some still touting APYs of 4% and up. (You can see some of the highest CD APYs here, from our partner Bankrate.) But changes in inflation and interest rate cuts ...

It may not appear beneficial on the surface, but a $10,000 long-term CD account can still be worth it. Here's why.

In the unpredictable, inflationary economy of recent years, certificate of deposit (CD) accounts have been a smart and effective way to protect your money. These accounts are FDIC-insured up to ...

With more than 15 years of experience crafting content about all aspects of personal finance, Michael Benninger knows how to identify smart moves for your money. His work has been published by Intuit, ...

Be aware that CDs are meant to save for the future, and they lock your funds in for the term length you choose. If you try to take out the funds before the account has reached maturity, you will incur ...

Miranda Marquit, MBA, is a freelance contributor to Newsweek’s personal finance team. She has an M.A. in journalism from Syracuse University and has been writing and podcasting about money since 2006.