If your withdrawals exceed portfolio growth or you’re creeping into a higher tax bracket, it may be time to make a change.

People save so they can have smooth retirements, and this may be the year more of them start withdrawing from their nest eggs ...

Index funds have basically become the default recommendation for retirement investing, and for good reason, as low fees, broad diversification, and decades of data showing they outperform most ...

The difference between planning for 20 versus 30 years of retirement isn’t just an extra decade, it fundamentally reshapes ...

Morningstar’s new analysis suggests retirees can start with one withdrawal rate and adjust for inflation, but taxes, fees, ...

Considering withdrawing from your retirement account to pay debt? Learn how this common mistake can impact your future and ...

Trump’s proposal to allow penalty-free 401(k) withdrawals for down payments could boost homebuying but risk undermining ...

A 4% withdrawal rate is a common rule of thumb when planning for retirement. But what does that mean? And more importantly, is it right for you? This blog post... A 4% withdrawal rate is a common rule ...

For most people, the 4% rule sounds simple enough in that if you retire with $1 million, you can withdraw $40,000 in year one and adjust for inflation annually, and if you do everything right, your ...

Considering a gold IRA? Learn the pros, cons, fees and risks, plus how gold compares with cash and physical gold for retirement savings.

Forbes contributors publish independent expert analyses and insights. Teresa Ghilarducci Ph.D. is an Economics Professor. The Charade That “Retirement” Accounts Are For Retirement It’s time we stop ...